Commercial Auto Insurance
Since 1984, Regal Insurance Brokers has been a trusted provider of comprehensive and competitive commercial auto insurance solutions. Compare commercial vehicle insurance policies to find the most affordable and effective solution, ensuring your business is fully protected.
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Commercial Vehicle Insurance Coverage
Whether your business is just starting out or has been established for many years, our team is dedicated to providing you with the best coverage and the most affordable options available for commercial auto insurance. From comprehensive business auto insurance to specific commercial vehicle insurance, we tailor our services to meet your needs by working with Ontario’s best commercial vehicle insurance providers.
Commercial vehicle insurance is essential for any vehicle used for business purposes. If your vehicle is utilized for business activities rather than personal use, you likely need business vehicle insurance. At Regal Insurance Brokers, we recommend consulting with our experts to determine if commercial auto insurance is necessary for you. Not having the appropriate commercial insurance coverage can leave your business exposed to significant risks. Our policies offer you financial protection should you or your drivers be involved in an accident while on the job and it covers vehicles such as cars, vans, trucks and commercial trailers.
While the needs of individual businesses vary greatly, typical coverage can include:
- Liability for bodily injury to others
- Collision coverage for costs associated with an accident
- Personal injury to you, your employed drivers or passengers including medical expenses, lost wages, funeral costs, hospitalization and ongoing treatment costs
- Property damage liability
One of the largest expenditures for any business is obtaining comprehensive commercial auto insurance. These costs depend on the coverage required and the driving history of everyone insured under your policy. At Regal Insurance Brokers, we prioritize making this process seamless and cost-effective. Mitigating insurance costs can positively impact your business’s bottom line, and we are dedicated to being a part of that solution. We offer a variety of choices, plans, and personalized options to meet your specific needs in commercial auto insurance. Whether you need business vehicle insurance, commercial motor insurance, or comprehensive coverage, our team is here to help you find the most affordable and effective options.
Find Ontario's Best Commercial Auto Insurance Rates
At Regal Insurance Brokers, we specialize in securing the most comprehensive and affordable commercial auto automobile insurance policies from top providers across Ontario. With over 30 years of industry expertise, our deep knowledge and extensive network enable us to find the best coverage for your business’s unique needs. Trust Regal to navigate the complexities of commercial auto insurance and deliver fully tailored solutions right for you.
Get Personalized Service
Your insurance solutions will be tailored to your specific needs—ensuring you have the coverage you want at the best possible price.
Competitive Quotes
Regal Insurance is your one-stop shop to compare Ontario’s leading commercial vehicle insurance providers. We’ll guide you through details of the coverage to ensure your needs have been taken care of.
Save When You Bundle
You can fulfill all of your insurance needs right here at Regal. Whether you’re looking for home and auto coverage, travel insurance, or you operate a business, we’ll provide you with a package that saves you even more money.
Convenience
Life is busy, we know. That’s why we take every step to make sure our process is fast and easy. We provide digital policy documents, utilize e-signatures and allow online payments.
Comparing Commercial Auto Insurance Rates From Canada’s Leading Insurance Providers
Get your commercial auto insurance quote today!
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in commercial auto insurance, we ensure you receive the right coverage at the best possible price.
Frequently Asked Questions
Commercial auto insurance is essential for any business that uses vehicles for work-related activities. This insurance covers risks not included in personal auto policies, such as transporting goods, equipment, or passengers for a fee. Without commercial coverage, you risk significant financial loss in case of an accident, damage, or theft while conducting business operations. At Regal Insurance Brokers, we tailor comprehensive commercial vehicle insurance plans to ensure your business assets are protected against unforeseen events.
The type of insurance you need depends on how you use your vehicle. If you primarily use your vehicle for personal activities, personal auto insurance is sufficient. However, if you use your vehicle for business purposes, such as transporting goods, clients, or employees, you will need commercial auto insurance. Using your personal vehicle for business without proper coverage leaves you vulnerable to risks and potential claim denials. Regal Insurance Brokers can help you determine the right type of coverage to suit your needs.
The cost of commercial auto insurance varies based on several factors, including the type of vehicles, the nature of your business, driving records, and the level of coverage required. While it can be a significant expense, Regal Insurance Brokers works diligently to find you the most competitive rates and comprehensive coverage options. By customizing your policy, we ensure you receive the best value for your investment in protecting your business assets.
If you get into a collision while using your personal vehicle for business purposes and only have personal auto insurance, your claim may be denied. Personal auto insurance policies typically do not cover business-related incidents. This can leave you responsible for all damages and legal liabilities. To avoid this, it’s crucial to have a commercial auto insurance policy that covers business use. Regal Insurance Brokers can guide you in securing the right policy to ensure you’re protected.
Yes, as a rideshare driver, you need a commercial car insurance policy. Most personal auto insurance policies do not cover commercial activities, including rideshare services. Rideshare companies may offer some level of coverage, but it is often limited. To ensure comprehensive protection, a commercial auto insurance policy is necessary. Regal Insurance Brokers can help rideshare drivers find the appropriate coverage to protect them and their passengers.
Yes, if you use your vehicle for food delivery, you need commercial car insurance. Personal auto insurance policies typically exclude coverage for business activities like food delivery. Without the right coverage, you risk having claims denied and facing significant out-of-pocket expenses in case of an accident. Regal Insurance Brokers specializes in finding the best commercial auto insurance policies to protect you while you work in the food delivery industry.
