Commercial Fleet Insurance in Ontario

Whether your business manages delivery vehicles, cars for general corporate use, taxis or rental vehicles, you need auto fleet insurance. Since 1984, Regal Insurance Brokers has been a trusted provider of comprehensive and competitive auto fleet insurance solutions.

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Comprehensive Motor Fleet Insurance for Ontario Businesses

Perhaps you own a fleet of delivery trucks that bring your products to customers every day of the week. You might own a limousine company that chauffeurs clients to special events or the airport. For any business with multiple vehicles, auto fleet insurance is an absolute necessity. Auto fleet insurance policies come with a number of protections for the potential accidents or liability issues your business may face. These include:

coverage against under insured or uninsured drivers that are at fault
coverage for high-value and refrigerated cargo in transit
roadside assistance
temporary vehicle replacement
protection for off-road vehicles (i.e. those that are used on a construction site)
coverage for leased or rented vehicles

In addition to the list above, auto fleet insurance protects you against financial losses that may occur when business is disrupted due to transportation issues. A Regal Insurance broker would be pleased to assist you with finding the perfect auto fleet insurance policy for your business. With this in hand, you can rest assured that your business will run safely and successfully, immune to the unpredictability of circumstance. Call Regal Insurance for your no obligation quote today.

What Is Auto Fleet Insurance?

Auto fleet insurance, also known as commercial fleet insurance, is designed to cover multiple vehicles under one comprehensive policy, providing protection for businesses that operate five or more vehicles. Whether you have a fleet of delivery vans, trucks, or a mix of various vehicle types, fleet insurance ensures that all your commercial vehicles are adequately protected.

What Kind of Businesses Require Auto Fleet Insurance in Ontario?

Auto fleet insurance is essential for a variety of businesses that operate multiple vehicles as part of their daily operations.

Some common types of businesses that require fleet insurance in Ontario include delivery services, taxi and ride-sharing companies, logistics and transportation companies, construction companies, rental car companies, service and maintenance companies, sales and marketing teams, public transportation services, non-profit organizations, moving and storage companies, and many more. A Regal Insurance Broker can answer any question you have about securing the right commercial vehicle insurance for your business.

How Do I Save Money On My Insurance?

One of the largest expenditures for any business is obtaining comprehensive commercial auto insurance. These costs depend on the coverage required and the driving history of everyone insured under your policy. At Regal Insurance Brokers, we prioritize making this process seamless and cost-effective. Mitigating insurance costs can positively impact your business’s bottom line, and we are dedicated to being a part of that solution. We offer a variety of choices, plans, and personalized options to meet your specific needs in commercial auto insurance. Whether you need business vehicle insurance, commercial motor insurance, or comprehensive coverage, our team is here to help you find the most affordable and effective options.

Find Ontario's Best Auto Fleet Insurance Rates

At Regal Insurance Brokers, we specialize in securing the most comprehensive and affordable auto fleet insurance policies from top providers across Ontario. With over 30 years of industry expertise, our deep knowledge and extensive network enable us to find the best coverage for your business’s unique needs. Trust Regal to navigate the complexities of commercial auto insurance and deliver fully tailored solutions right for you.

Get Personalized Service

Your insurance solutions will be tailored to your specific needs—ensuring you have the coverage you want at the best possible price.

Competitive Quotes

Regal Insurance is your one-stop shop to compare Ontario’s leading auto fleet insurance providers. We’ll guide you through details of the coverage to ensure your needs have been taken care of.

Save When You Bundle

You can fulfill all of your insurance needs right here at Regal. Whether you’re looking for home and auto coverage, travel insurance, or you operate a business, we’ll provide you with a package that saves you even more money.

Convenience

Life is busy, we know. That’s why we take every step to make sure our process is fast and easy. We provide digital policy documents, utilize e-signatures and allow online payments.

Comparing Auto Fleet Insurance Rates From Canada’s Leading Insurance Providers

Get your auto fleet insurance quote today!

Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in auto fleet insurance, we ensure you receive the right coverage at the best possible price.

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Frequently Asked Questions

Why Would I Need Auto Fleet Insurance?

Auto fleet insurance is crucial for businesses that operate multiple vehicles, as it provides comprehensive coverage and simplifies management under a single policy. This type of insurance offers cost savings through bulk pricing and discounts, protects against various risks such as accidents, theft, and liability, and ensures legal compliance with automobile insurance regulations. Additionally, it provides flexibility by allowing easy additions or removals of vehicles, helping businesses manage their assets effectively.

What Is the Difference Between Commercial Auto Insurance and Auto Fleet Insurance?

Commercial auto insurance typically covers individual vehicles used for business purposes, whereas auto fleet insurance covers multiple vehicles under one policy. Fleet insurance simplifies policy management with a single renewal date and streamlined administration, often leading to cost savings through bulk pricing and discounts. It also offers greater flexibility, allowing businesses to add or remove vehicles as needed without renegotiating terms for each vehicle, making it ideal for businesses with multiple vehicles.

What Does Fleet Insurance Cover?

Fleet insurance offers comprehensive coverage for multiple vehicles, including third-party liability, collision, comprehensive coverage, uninsured/underinsured motorist protection, accident benefits, and coverage for equipment and tools. Third-party liability covers legal expenses and compensation for accidents causing injury or damage to others, while collision and comprehensive cover repairs from accidents, theft, vandalism, and natural disasters. It also includes medical benefits for injured drivers and passengers, ensuring broad protection for businesses operating fleets.

How Can I Reduce the Cost of a Motor Fleet Vehicle Insurance Policy?

To reduce the cost of motor fleet vehicle insurance, businesses can implement driver training programs, use telematics and tracking devices, maintain regular vehicle servicing, and opt for higher deductibles. Additionally, bundling fleet insurance with other business insurance policies and regularly comparing quotes from different insurers can help find the best rates. Ensuring vehicles are parked in secure locations also reduces the risk of theft and vandalism, contributing to lower premiums.