Landscaping Insurance

Landscaping Business Insurance

Your landscaping business insurance policy will offer you many forms of protection. These include:

General Liability Insurance
This will come in handy in the event of property damage. Let’s say you or one of your team members accidentally damages a pot light or a sprinkler. Or that your actions result in flooding or electrical failure. This landscaping liability insurance has you covered.

Pollution Liability Insurance
Part of your job requires the management of pollution on a customer’s property. This part of your policy will guard you against liabilities arising from hazards like contamination or illness caused by fertilizers or chemicals, and pipe damage that causes contamination.

Commercial Vehicle Insurance
Your job requires you to be constantly on the road. Since your personal auto insurance won’t protect you from accidents that occur while on the job, this form of landscaping liability insurance is a must.

Equipment Breakdown Insurance
This type of landscaping business insurance covers you against:

• Loss or destruction of property: (computers, telephones, heating and AC systems)
• Loss of work: (lost contracts and the costs of any needed rental equipment)
• Recovery from losses and stoppages: (covers losses arising from work stoppages)

Tools Coverage
Protects your work tools like lawnmowers, chainsaws, and blowers against theft and other losses.