Medical Professional Insurance
There is no profession where mistakes are more costly than medical.
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Each day, doctors and healthcare practitioners are entrusted with the lives and well-being of their patients. When life is at stake, hazards and risks are a constant threat. What happens when a nurse doesn’t properly sterilize a support tube, causing a life-threatening infection? Or a lung specialist fails to detect early cancer? Medical professional insurance guarantees that one mistake won’t undo a career, years and years in the making.
Get a medical professional insurance quote from a Regal Broker today and arrive at the hospital or clinic with confidence.
Medical Malpractice Insurance Coverage
At Regal, we offer medical malpractice insurance to:
- Healthcare Clinics & Facilities
- Individual Healthcare Professionals
- Alternative Therapists
- Assisted/Senior Care Facilities
Your medical malpractice insurance will provide you with a range of different coverages.
In any job, mistakes can happen. However, in the medical field, a mistake has the potential to cause serious injuries to patients which could result in legal action.
The coverage needed would depend on the specific job of the individual. An employee would typically only need Professional Liability, whereas a medical business would likely want to consider the following coverages:
– Commercial General Liability
– Professional Liability (Errors & Omissions)
– Property Coverage (Building, Office Contents, Tools & Equipment)
– Equipment Breakdown
– Cyber Coverage
Although you may work for a hospital or clinic or care facility, the insurance coverage that they have may not always protect you as an individual employee.
If an employer considers you to have been negligent resulting in any type of injury to a patient, insurance can help protect you from legal action your employer may take against you.
Additionally, any coverage that your employer does have for you, would not apply for any services you offer outside of your workplace.
Commercial General Liability
Covers bodily injury and any property damage that occurs on your premises. Should you be found liable for a slip & fall claim, both damages and legal fees would be covered.
Medical Malpractice
Also known as errors & omissions, this covers any suits or claims arising from errors in your professional duties. Failure to diagnose or accidentally injuring a patient with your surgical tools are examples of the risks and hazards covered herein.
Property & Office Contents
Covers premises, patient records and medical equipment.
Equipment Breakdown
Machines are crucial for your day to day operations. Equipment breakdown insurance protects against power surges, short circuits, mechanical failure and staff errors that can destroy your lights, heating and computer systems to name a few.
Cyber Liability Insurance
Computers contain important patient information and data. This coverage protects against hackers and other information breaches resulting from cyber attacks.
Get your medical insurance quote today!
Connect with our brokers for customized insurance solutions that outdo big providers. Specializing in medical insurance, we ensure you receive the right coverage at the best possible price.
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