London Home Insurance

Although not mandated by law, insuring your biggest investment will give you peace of mind. Most banks or mortgage holders will require you to purchase home insurance in London in order to obtain a loan, and for good reason. The median sale price for a detached home in London was $621,000 in the fourth quarter of 2022, according to the London & St. Thomas Association of REALTORS®.

Home and property insurance in London can vary, depending on the insurer and type of coverage, which is why it’s pertinent to understand what best protects you and your home. If not properly insured, you may not be able to replace it or the contents within in the event of serious damage.

London home insurance typically covers the insured property throughout four incidents: interior damage, exterior damage, loss or damage of personal assets/belongings, and injuries that may occur on the property. If any of the following incidents arise and a claim is made and approved, an out-of-pocket deductible is paid by the homeowner in accordance to their policy agreement, leaving the remaining amount to be paid by the insurance company.

At Regal Insurance, we ensure your payments are affordable and provide an adequate amount of coverage, which protects the structure and contents of your home. Our trained professionals will simplify the complexities and confusion that comes with choosing the proper home insurance in London and will align you with the best products to suit your needs. Whether you’re in the market for a detached home, condo, apartment or townhouse, our experienced, dedicated team offers personalized service, looking out for your best interests.

As an independent insurance broker, we are able to maintain our valued relationships with several insurance companies, allowing us to negotiate the best premiums matched to the best coverage. We take the time to thoroughly explain your London home insurance policy and answer any questions you may have to better understand your needs and budgetary concerns.

We will always be by your side, strive to assist you quickly, and make sure you are treated fairly by the insurance company. Find the finest home insurance London offers by requesting an online quote or speaking to one of our experts at 519-514-5796.