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Road rage is an increasingly common issue on Canadian roads, with surveys showing a rise in aggressive driving behaviours. These incidents not only endanger lives but also have significant legal and financial implications for those involved. Understanding the risks and how auto insurance can protect you is crucial for all drivers.
A recent survey highlighted by Global News shows that over 50% of Canadians have experienced some form of road rage. This growing problem is causing concern among drivers, as aggressive driving and road rage incidents lead to accidents, injuries, and even fatalities. The emotional intensity of road rage can cause drivers to make reckless decisions, putting everyone on the road at risk.
Road rage is defined as aggressive or angry behaviour exhibited by a driver in response to another road user. It can range from verbal insults to dangerous driving maneuvers intended to intimidate or cause harm.
Aggressive driving includes actions like speeding, running red lights, and tailgating, but road rage goes a step further. While aggressive driving is about reckless actions, road rage involves intentional hostility towards another driver.
Determining fault in a road rage incident depends on the actions taken by both parties. If aggressive driving causes an accident, the at-fault driver may face civil and criminal liability. In most cases, the driver exhibiting road rage will be held responsible for damages.
Road rage often leads to collisions due to reckless actions such as tailgating or running stop signs. These accidents can cause severe injuries, property damage, and even fatalities. In such incidents, the aggressive driver is likely to be deemed at fault.
Drivers involved in road rage incidents may face multiple legal consequences:
If you’re involved in a road rage incident—whether at fault or as a victim—your auto insurance can provide various forms of protection.
If your aggressive driving causes an accident, liability insurance can cover damages for the other driver’s property and medical expenses. However, your insurance premiums may increase if you’re found at fault.
In the case where the other driver involved in a road rage incident is uninsured, uninsured motorist coverage can help cover your medical bills and vehicle repairs.
Collision coverage helps pay for repairs to your vehicle after an accident, regardless of fault. Meanwhile, medical payments coverage can cover the cost of medical treatment for you and your passengers if you’re injured during a road rage incident.
To avoid road rage incidents, practice defensive driving:
If you find yourself involved in a road rage incident:
Road rage incidents pose serious risks for drivers, not only in terms of safety but also in terms of legal and financial liability. Having the right auto insurance coverage can help protect you from the fallout of aggressive driving incidents. If you’re unsure whether your current insurance policy provides adequate protection, speak with a Regal Insurance broker today to ensure you’re fully covered against road rage risks.
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